Current Finance Options
No Interest if Paid in Full within 6 Months*
Valid February 01, 2026 through April 30, 2026
On purchases of $199 or more of outdoor power equipment and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum Monthly Payments Required.
No Interest if Paid in Full within 12 Months*
Valid February 01, 2026 through April 30, 2026
On purchases of $500 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum Monthly Payments Required.
No Interest if Paid in Full within 18 Months*
Valid February 01, 2026 through April 30, 2026
On purchases of $500 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum Monthly Payments Required.
0% Interest for 12 Months*
Valid February 01, 2026 through April 30, 2026
On Purchases of $1,000 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Equal Monthly Payments Required for 12 months.
0% Interest for 18 Months*
Valid February 01, 2026 through April 30, 2026
On Purchases of $3,000 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Equal Monthly Payments Required for 18 months. A $150 promo fee will be included in required monthly payments.
0% for 24 Months [1.91% APR*]
Valid February 01, 2026 through April 30, 2026
Sheffield Financial
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $318.75 each. Interest Rate is 0% [APR is 1.91%].
SynchronyOn Purchases of $3,000 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Equal Monthly Payments Required for 24 months. A $150 promo fee will be included in required monthly payments.
0% Interest for 36 Months* - Exclusively for 12-Point Fleet Purchases Only
Valid February 01, 2026 through April 30, 2026
On Purchases of $3,000 or more of Exmark or Z Turf Equipment branded products and services made with your The Toro Company credit card between 2.1.2026 and 4.30.2026. Equal Monthly Payments Required for 36 months. A $150 promo fee will be included in required monthly payments. Customer must qualify for 12-point Fleet Advantage program.
3.99% for 36 Months [5.31% APR*]
Valid February 01, 2026 through April 30, 2026
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $225.84 each. Interest Rate is 3.99% [APR is 5.31%].
4.99% for 48 Months [6.00% APR*]
Valid February 01, 2026 through April 30, 2026
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $176.14 each. Interest Rate is 4.99% [APR is 6.00%].
5.99% for 60 Months [6.82% APR*]
Valid February 01, 2026 through April 30, 2026
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $147.86 each. Interest Rate is 5.99% [APR is 6.82%].
0% for 48 Months [0.98% APR*] - Exclusively for 12-Point Fleet Purchases Only
Valid February 01, 2026 through April 30, 2026
Qualifying New or Active 12-Point Fleet Purchases Only.
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $159.38 each. Interest Rate is 0% [APR is .98%].